Special Event Insurance in Cary, Apex, and Holly Springs, NC

Ensure the Success of Your Big Day.

Special event insurance can be an essential investment for anyone planning a big event, whether it’s a wedding, a corporate gathering or a charity fundraiser. While we all hope our events will go off without a hitch, accidents can and do happen that may disrupt proceedings. With special event insurance, you can rest assured that you’re financially protected against a wide range of potential issues. This coverage can give you peace of mind and allow you to focus on enjoying your event rather than worrying about what might go wrong. If you’re planning a big event, consider investing in special event insurance. 

What Is Special Event Insurance? 

Special event insurance is designed to protect organizers, hosts or sponsors of big events against potential financial losses or liabilities that may arise before or during such events.  

What Does Special Event Insurance Cover? 

While special event insurance offerings may vary between insurers, available coverage options typically include the following: 

• Cancellation or postponement coverage may protect against financial losses if your event needs to be canceled, postponed or relocated due to covered circumstances beyond your control.

• Liability coverage may help cover third-party bodily injury or property damage claims that arise during your event. For example, this coverage may help pay for the associated costs if a guest is injured or venue property is damaged during your event.

• Personal property coverage may offer financial protection against damage or loss of covered personal property at the venue during your event, such as sound systems, lighting, decorations or rented equipment.

• Liquor liability coverage may help cover expenses stemming from injuries or property damage due to alcohol consumption at your event.

• Nonappearance coverage may provide financial assistance if a key individual, such as a performer or speaker, fails to appear at your event due to illness, injury or other unforeseen circumstances.

Speak with your insurance agent before you book your next event to discuss potential coverage options that may benefit your circumstances. Your agent can also go over any coverage exceptions and limitations, which may exclude certain events or those with a very large number of guests. 

Additionally, in some cases, special event insurance may be required by the venue.  

What Kind of Event Insurance Should I Get for a Wedding? 

When it comes to your wedding, it’s essential to have the right type of coverage in place in case anything unexpected happens. Special event insurance is a great option for weddings, as it can provide coverage for a range of incidents, such as property damage or liability claims that may occur during the event. With special event insurance, you can have peace of mind knowing that you are protected against potential issues that may arise on your big day.