Farm Insurance in Cary, Apex, and Holly Springs, NC

It’s Your Livelihood. Make Sure It’s Protected.

Whether you’re a local grower or a large cultivator, we understand the value of insuring your greatest asset. At Insurance Professionals, Inc., we’re dedicated to providing the agricultural coverage and services you need to keep your farm or ranch protected – so you can focus on maintaining a smooth operation.

We know that you work hard as a farmer, and at Insurance Professionals, Inc. we want to extend that same courtesy to you by keeping your farm and everything on it insured. Our insurance specialists are sensitive to your individual needs and will work with you to find a policy that best suits your farm or ranch.

Designing a specific policy with us gives you the options of coverage in the following areas:

• Crop Insurance
• Farm Owners Insurance
• Farm Livestock Insurance
• Equine Insurance
• Farm Equipment Insurance
• Farm Dwelling Insurance
• Farm Structures Insurance
• Farm Auto Insurance
• Farm Umbrella Insurance
• Farm Liability Insurance

Why Farm Insurance?

Your farm is your livelihood, and you can never be too cautious. Since an accident can happen when you least expect it, it’s important to be prepared when potential problems arise. By being proactive with a proper farm policy, your equipment, buildings, and even lost income can be covered in the event that an unforeseen circumstance disrupts your operations.


What Is an Agricultural Policy? 

Agricultural insurance policies are typically purchased by ranchers and farmers to help protect against loss of revenue if the price of agricultural commodities is less than expected. Often called crop insurance, there are two main types of agricultural insurance.  

• Multiple peril crop insurance (MPCI) helps cover crop losses and lower yields caused by natural events such as disease, fire, insect damage, flooding, drought or destructive weather.

• Crop revenue insurance helps farmers when crops have a low yield or the prices are low. This policy helps farmers protect against large crop price swings, regardless of the reason.

 

How Does Farm Insurance Work? 

Farm insurance helps protect ranchers and farmers from the potentially devastating financial effects of incidents and accidents that could lead to lost livestock or crops as well as liability claims.  

Farm property insurance may cover the following: 

• Livestock—Your livestock is an essential source of revenue for your farming operation. Livestock insurance helps pay to replace your livestock if it is lost due to a covered event.

• Supplies—Insured farm products may include tools, feed, silage, fertilizers, pesticides and grain. Your agent can help you understand supplies coverage and ensure your farming operation has adequate protection.

• Farm equipment and machinery—Your farming operation’s tractors, irrigation systems, combines and specialized equipment are essential to the success of your farming business. Farm property insurance may also cover computers and office equipment.

We may recommend that you tailor your coverage to include the following policies: 

• Crop insurance

• Farm liability insurance

• Commercial auto insurance

• Umbrella insurance

• Farm dwelling insurance

• Farm structures insurance

• Workers’ compensation insurance

How Much Is Farm Insurance? 

Farm insurance is a highly customizable group of policies tailored to meet the needs of your unique operation. Your farm insurance premiums are set by your insurer and depend on information about your operation, the types of insurance you choose and your claims history. Contact us today for a personalized quote.  
You’ve worked hard to build your farm into a business. Insurance Professionals, Inc. will work even harder to ensure that your business is protected.

We provide insurance solutions for farmers near Cary, Raleigh, Greensboro, Charlotte, Wilmington, and Asheville.